Online banking

Acquire new customers at scale, despite regulatory constraints and competition

UX-first KYC.

Fully compliant. Zero compromise.

Drastic drop

in identity theft-related fraud

+15%

increase in journey conversion rates

Our Partner

Our partner is the leading online bank in France. With millions of active customers and a fully digital model, the bank operates in a highly competitive and regulated environment where customer experience, speed, and compliance are critical.

The challenge

The team was tasked with securing the digital onboarding process while maintaining a smooth, compliant, and scalable customer experience.
As a fully digital player, the bank wanted to strengthen its remote identity verification procedures to improve protection against identity theft and ensure compliance in all circumstances.
It required a robust, fraud-resistant, and certified KYC solution — with a flawless user experience.

The solutions

QuickSign implemented various automated decision control methods to ensure reliable identity verification and accelerate the prospect’s digital onboarding process.

To ensure reliable remote identification, QuickSign deployed its full range of technology modules — combining document verification, facial biometrics, and behavioral scoring.

The eKYC service enabled instant validation of key identity document elements through AI-powered automation tools. A short video session was then used to confirm the prospect’s physical presence, followed by facial comparison between the ID photo and the captured face, resulting in a matching score.

Advanced document checks complete the system: field consistency, comparison with data entered by the customer, and detection of potential anomalies.
Once in production, the decision flow is continuously optimized using QuickSign’s analytics tools. Facial recognition thresholds are adjusted based on usage context (mobile vs desktop), alternative journeys are offered to maintain accessibility, and targeted sampling mechanisms are used to challenge automated decisions using real-world fraud cases.

The results

Real impact at every stage of the KYC process

With QuickSign’s services in place, our client was able to optimize their entire KYC management process — with measurable results to show for it.

The process is now 100% compliant and fully aligned with regulatory requirements.

Identity theft-related fraud has dropped significantly, thanks to the multiple layers of control implemented.
And on the business side, conversion rates have increased by +15%, driven by a smoother user experience and a faster onboarding process.

"Reducing fraud in digital onboarding isn’t just a ‘nice-to-have’—it’s essential for compliance without sacrificing conversion. At QuickSign, we combine advanced analytics, real-time checks, and field-tested machine learning to protect our clients and their users at every transaction."
Alexandre Bacchus
Head of Data

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